Saturday, January 22, 2011

Financial Seminar Summary week 1-2

As many of you know, I am enrolled in the Imagine a Happier You Financial Seminar.  This class is offered free in our community and communities along the Wasatch Front (for those of you in UT).  It is taught by the Utah Association of Certified Public Accountants. (UACPA).  If you aren't in UT or you can't make it...they have started broadcasting them online HERE.  Here are my notes from weeks 1-3)

Set S.M.A.R.T. Goals.
M- Measurable
A- Acheivable
R- Relevant (Does it excite and motivate you?  Will you sacrifice for it?  Are you dedicated?)
T- Trackable (create a time line to measure your progress)

Create your goals and post them in a location you can see daily.
"A goal that is not visible on a daily basis is no more then a wish".

Order a credit History.
Each individual is allowed 1 FREE credit history search from EACH of the 3 Credit Score companies.  Order one ever 4 months.  Visit Annual Credit to request your report.  *They also suggest getting a report for each one of your children.  This will help you search for activity that should not be on their account and possible identity theft and that could affect their credit later in life.
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